Education Qualifications

PhD, Finance, New York University, 2000 M.S, Aerospace Engineering, Cornell University, 1995 B.Tech, Aerospace Engineering, Indian Institute of Technology, 1993

Academic and Professional Experience

Associate Professor of Finance, National University of Singapore, 2008 - Present Assistant Professor of Finance, National University of Singapore, 2005 - 2007 Assistant Professor of Finance, Univeristy of Georgia, 2000 - 2005

Selected Publications

Journal Articles

Does industry-wide distress affect defaulted firms? Evidence from creditor recoveries, with Viral Acharya and Sreedhar Bharath, Journal of Financial Economics, Vol. 85, 787-821, 2007 So what do I get? The bank's view of lending relationships, with Sreedhar Bharath, Sandeep Dahiya and Anthony Saunders, Journal of Financial Economics, Vol. 85, 368-419, 2007 Limited partnerships and reputation formation, with Jarl Kallberg and Crocker Liu, Journal of Financial and Quantitative Analysis, 39(3), 631-659, 2004 Financial Distress and Bank Lending Relationships, with Sandeep Dahiya and Anthony Saunders, Journal of Finance, 58(1), 375-399, 2003

Working Papers

Lending Relationships and Loan contract terms, with Sreedhar Bharath, Sandeep Dahiya and Anthony Saunders, Review of Financial Studies, forthcoming, 2008 A simple formula to calculate the cost of executive stock options, with Ashay Kadam and Peter Lakner, Working Paper, 2008

Membership And Professional Activities

Discussant & Session Chair in FMA, Singapore International conference on Finance, Risk Management Institute conference Program Committee for FMA. FMA Europe, Singapore International conference on Finance Reviewer for Journal of Finance, Review of Financial Studies, Journal of Financial Intermediation, Journal of Money, Credit and Banking, the Journal of Corporate Finance and the Manchester School, and the Quarterly Review of Finance.

Consultation and Executive Experience

J.P.Morgan (Fixed Income and Emerging Markets Groups) UNIDROIT World Bank

Research Interests

Banking Default and Bankruptcy Executive Stock Options

Courses

FNA 3120  Topics in Finance: Fixed Income Securities BMA 5308  Fixed Income Securities FNA3115  International Financial Management Theory of Finance Corporate Finance

Awards

• FAMA-DFA second prize in Corporate Finance in the Journal of Financial Economics in 2007 for paper titled ‘Does industry-wide distress affect defaulted firms: Evidence from creditor recoveries’ • Best paper award in International conference on Business and Finance in 2008, for paper titled ‘Executive stock options: Value to the executive and cost to the firm.’ • Best paper award in the Financial Management Association meetings in the Financial Institutions category, in 2004 for paper titled ‘So what do I get? The bank’s view of lending relationships.’